College and university calculators

From choosing a course to paying back the loan: check your UCAS points, see what degree class you’re heading for, and work out student finance with 2026/27 figures.

Sixth form and college

EMA Wales eligibility checker
See if you qualify for £40 a week Education Maintenance Allowance.
UCAS points calculator
Add up tariff points for A levels, BTECs, T Levels, Highers and the IB.

At university

Maintenance loan calculator (England)
How much Maintenance Loan you can get for 2026/27 from household income.
Degree classification calculator
Work out your degree class and the marks you need in final year.

After you graduate

Student loan repayment calculator
Monthly and yearly repayments for Plans 1, 2, 4, 5 and postgraduate loans.

Student finance by nation

Where you live before university decides who funds you, not where you study. Students from England apply to Student Finance England, from Wales to Student Finance Wales, from Scotland to SAAS and from Northern Ireland to Student Finance NI. Each has different loans, grants and repayment plans.

Home nation	Funder	Repayment plan for new students	2026/27 threshold
England	Student Finance England	Plan 5	£25,000
Wales	Student Finance Wales	Plan 2	£29,385
Scotland	SAAS	Plan 4	£33,795
Northern Ireland	Student Finance NI	Plan 1	£26,900

Source: GOV.UK rates and thresholds for employers 2026 to 2027.