Family Sums

Babies and early years calculators

Money questions from pregnancy to the first day of school: what you’ll get while on maternity leave, and what nursery will really cost once funded hours are taken off.

Expecting a baby

Going back to work

Key figures for 2026/27

Statutory Maternity Pay, weeks 7 to 39£194.32 a week
Earnings needed for SMP£129 a week
Funded hours for working parents in England30 a week from 9 months
Funded hours in Scotland, ages 3 and 41,140 a year
Tax-Free Childcare top-upup to £2,000 a year

Sources: GOV.UK rates and thresholds for employers 2026 to 2027, GOV.UK 30 hours free childcare and GOV.UK Tax-Free Childcare.

Where to get help

For questions about your rights at work while pregnant, Acas and Maternity Action both have free advice lines. For childcare funding, your council’s Family Information Service can tell you which local providers offer funded hours.